beta
(영문) 광주지방법원 2015.10.23 2014가합3841

채무부존재확인

Text

1. The plaintiff is based on the insurance contract stated in the attached list (1) of the attached list with respect to the insurance accident stated in paragraph (2) of the attached list.

Reasons

1. Basic facts

A. In around 2003, the original Defendant entered into an insurance contract listed in the [Attachment List (1)].

1. If the insured stated in the insurance policy becomes final and conclusive due to the first bruent disease during the insurance period of this special agreement entered in the insurance policy, the insured shall be compensated for in accordance with the terms and conditions.

2. The definition and diagnosis of the Henal heart disease refers to the disease classified as the epidemism, the acute cardiopulmonary typhism, the cardiopulmonary typhism color, the acute cardiopulmonary typhism, and the acute typhism in the third-level Korean-level disease classification, and the disease classified as any other acute typhism heart disease, or chronic typhism heart disease (see attached Table 6, e.g., the classification table).

The diagnosis and confirmation of a Hemovascular disease shall be made by a person with a certificate of doctor's license of a domestic hospital as provided for in Article 3 of the Medical Service Act or a foreign medical institution overseas recognized by the company as equal to the above, and this diagnosis shall be based on the depth, heart, ultra-stophym, ornamental beerm, ornamental beerm, and heart test of blood, etc. along with the medical history.

4. In the event that the insured has been diagnosed due to the first low-risk disease, the company is bound to pay 100% of the purchase price of the Plaintiff’s purchase price under a special contract with the following amount of compensation under the special contract for less than one year from the date of the insurance contract under the special contract for less than 50% from the date of the insurance contract under the special contract for less than one year: 40,000,000 won only once.

6 Attached Table 6 Madsung heart diseases subject to the classification of diseases in the Schedule for the Classification of Hedic Diseases

1. Suppression;

2. A acute fluorial background certificate;

3. Cropic fluorial fluenction certificate;

4. A certificate of mergers of present parties due to a sudden and serious efluence;

5. Other acutely pathogenic heart diseases.

6. The diseases classified as a chronic chronic chronic heart disease as defined in I20 I20 I22 I23 I24 I24 I25 I26 shall be the second revised notification of the Statistics Korea Statistical Classification Agency No. 2002-1, 2003. < Amended by Presidential Decree No. 18174, Feb. 1, 2003>

참조조문