1. Around February 10, 2013, the Defendant made a false statement with the purport that “A company located in Cheongju-si, Cheongju-si, lent KRW 20 million to the victim KRW 20 million as intending to buy a car of 20 million.” Accordingly, the Defendant would dispose of an apartment house in the name of the market price of KRW 50 million at the time of Cheongjin-si and complete payment of KRW 20 million within one year at the latest.”

However, at the time, the Defendant had a debt of approximately KRW 20 million due to loans, overdue credit cards, etc., and the Defendant’s father purchased and registered in the name of the Defendant, the F apartment No. 102, No. 101, the first floor of the F apartment No. 102, Jin-gu, Chungcheongnam-gu, which had been registered in the name of the Defendant, had no intent or ability to repay the debt even if the Defendant borrowed the money from the victim because the collateral security was established.

On February 15, 2013, the Defendant received KRW 20 million from the victim to the new bank account (G) in the name of the Defendant on February 16, 2013.

2. On April 15, 2013, the Defendant: (a) made a false statement to the effect that “The Defendant, who was parked in the Seocho-gu Cheongju-dong parking lot located in the Seo-gu Cheongju-dong, Chungcheongnam-gu, Chungcheongnam-gu, Chungcheongnam-gu, Cheongju-do, sold an apartment in the name of KRW 50 million at the market price of the party, and subsequently sold the apartment in the name of KRW 6 million.” (b) On February 15, 2013, the Defendant would pay KRW 200,000,000 monthly interest for the above KRW 6 million.”

However, at the time, the defendant had no intention or ability to repay the money even if he borrowed the money from the victim under the circumstances described in paragraph (1).