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(영문) 서울동부지방법원 2021.03.26 2020가단140993

보험금

Text

1. The defendant shall be the plaintiff.

(a) 24,00,000 Won and its 16,000,000 won among them shall be from July 24, 2020 to 8,000,000 won.

Reasons

1. Basic facts

A. On November 27, 2019, the Plaintiff entered into a contract under C (this case’s insurance contract) with the Defendant (hereinafter “this case’s insurance contract”).

The insured: The insured beneficiary of the Plaintiff’s insurance (other than the death of an insurer): The insurance coverage period from November 27, 2009 to November 27, 2046: The amount covered by the Plaintiff’s insurance: - the amount covered by the insurance (100,000,000) for the injury of less than 80% due to the accident, and the amount covered by the injury of the Plaintiff : The amount covered by the insurance (10,000,000) x the rate of disability payment. - The amount covered by the injury of the Plaintiff : The amount covered by the insurance contract of this case (10,00,000) once a year for the injury of at least 50% and less than 80% due to the loss of the general injury’s income, shall be paid as of the day of the occurrence of the accident between 10 years and ten (2) the main contents of the general terms,

B. (1) On July 24, 2018, the Plaintiff suffered injury, such as a fall accident that falls down on the floor and fall down on 3rd degree due to the fall accident falling down on the floor, which falls off from the bottom, after repairing a crypt, and taking cryp, etc. on the 2nd floor of the D center for senior citizens on the top of the D center for senior citizens. (2) On August 10, 2018, the Plaintiff suffered injury, such as a cryposis and dyposis, etc. (hereinafter “instant accident”). (2) On August 10, 2018, the Plaintiff had a 40% restriction on the payment of harm to the new daily life of the D center for senior citizens on the front of the 2nd floor of the D center for senior citizens on the 1st century, on August 17, 2018, when she paid a serious obstacle to spine (e.g., bones).

3) The degree of credit contribution of the disability after the instant accident is 80%.

(c)

On August 27, 2019, the Defendant paid 24.8% (=61%-30%) of the payment rate calculated by deducting 30% of the payment rate due to the previous accident from 61% of the payment rate due to the instant accident (=40% of the spine disability 21%) to 31% ( =61%-30%) of the payment rate calculated by applying 80% of the credit contribution ratio to 80% (=61%) x 80%) and paid 24,80,000 of the paid disability amount ( = 100,000,000, 24.8%) to the Plaintiff on August 27, 2019.

(d)

The insured events before the instant accident occurred.