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(영문) 서울중앙지방법원 2018.11.08 2016가단5240409

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On August 27, 2008, Nonparty D, the Plaintiff’s mother, concluded an insurance contract (hereinafter “instant insurance contract”) with the Defendant, the insurer, whereby the Plaintiff is the insured.

The insurance contract of this case is "Cance Medical Fund" under the main contract of this case and provides for KRW 30 million only once for the first time when it has been diagnosed and confirmed as cancer after the commencement date of cancer security, and provides for the payment of KRW 50 million where a person subject to insurance (insured) during the insurance period of special agreement has been diagnosed as large cancer after the commencement date of cancer security.

B. Since the conclusion of the instant insurance contract, D had been paying the insurance premium, 367,650 won, which was the amount equivalent to the 19th insurance premium, was unpaid due to the failure to pay the insurance premium from the date of the instant insurance contract.

Accordingly, on April 15, 2014, the Defendant sent a notice to D and the Plaintiff to demand that unpaid premiums be paid within 15 days from the date of receipt of the above notice, and notified D and the Plaintiff that the instant insurance contract will be terminated on the following day if the unpaid premium is not paid within the said period, and that such notice is terminated on April 18, 2014, 2014;

4. 18. Around 18. F, the Plaintiff’s son, was a person living together with the Plaintiff, who received each of them.

D did not pay unpaid premiums within the above maximum period.

C. D On August 20, 2015, the instant insurance contract was invalidated, and the Defendant Company wants to live there was a consultation and consultation on the restoration of the instant insurance contract. D.

Defendant Counseling Staff and D, and Plaintiff’s each wire call that had been conducted several times thereafter, and the Plaintiff received hospitalized treatment for 30 days from May 12, 2015 due to climatic pains, other commutings, shoulder fats, and air conditioners (dial counselor G on August 26, 2015), liver diseases on April 6, 2015, liver diseases, non-chronological infections, and fatitiss, and were hospitalized on February 23, 2015.