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(영문) 인천지방법원 2016.11.24 2016고정3096

대부업등의등록및금융이용자보호에관한법률위반

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Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

1. In collusion with the non-registered credit service Defendant and B, the Defendant recruited the loan recipient by engaging in loan advertising and business activities against the customer who found the horse race track, and B took the role of remitting the loan to the loan recipient.

The Defendant and B provided credit service to customers who find a horse race track without trade name in the 5th century in the 5th century.

A person who intends to engage in credit business as above shall register with the competent C Mayor.

Nevertheless, the Defendant and B have the same year from July 25, 2015.

9. Until September 19, 200 won was lent to customers E who find a horse race track on Saturdays and Sundays for three weeks (21 days) and received 300,000 won, such as prior interest, and received 1,042% interest per annum, and operated unregistered credit business as shown in the list of crimes in the attached list of crimes.

2. Where an unregistered credit service provider, who violates the limitation on interest rates, lends a loan, he/she shall not receive interest exceeding the statutory limitation rate;

Nevertheless, around July 25, 2015, the Defendant and B lent three weeks (21 days) to customers E who find a horse race track at the above place, and received 300,000 won, such as the prior interest, and received 1,042% interest per annum, and exceeded the limitation of the interest rate prescribed in the law as shown in the attached list of crimes.

Summary of Evidence

1. Defendant's legal statement;

1. The suspect interrogation protocol of the police as to B;

1. The statement of each police officer made to F and G;

1. Report on internal investigation (No. 5) and report on internal investigation (the method of calculating the interest rate);

1. Each investigation report (number 11, 12, 14, 15) and the application of the laws and regulations governing the investigation report (the investigation of the loaner H)

1. Article 19(1)1 and Article 3(1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 30 of the Criminal Act, Articles 19(2)3 and 11(1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Articles 19(2)3 and 11(1) of the Criminal Act, and the Criminal Act.