The defendant pays 6,200,000 won to B who is an applicant for compensation.

3.2

1. Crimes against the victim B;

A. A. On March 2005, the Defendant: (a) called the victim’s phone at an influent place; and (b) the victim’s phone calls to pay the installment savings to the victim in an influent manner; and (c) the victim subscribed to the new life savings with the victim’s introduction, and then (d) the victim paid the installment savings of KRW 1,800,000 for twice.

However, at the time, the Defendant did not have a certain occupation and did not have any intent or ability to repay, even if the Defendant did not pay the installment savings instead of the Defendant’s name, and there was no installment savings paid in addition to the two installment savings actually.

Accordingly, the Defendant acquired pecuniary benefits equivalent to KRW 1,800,000 by deceiving the victim.

B. The Defendant borrowed KRW 5,00,000 and KRW 200,000 from the tin to the victim B, respectively, at the same time and at the D points in the Changwon-si, the Defendant’s name of the Defendant, “I will pay for the lack of funds to operate D points.”

However, at the time, the defendant did not have a certain occupation and did not have any property under the name of the defendant, and even if he borrowed money from the victim, he did not have any intent or ability to repay.

Accordingly, the defendant deceivings the victim, thereby deceiving 6,200,000 won.

2. On March 17, 2009, the Defendant borrowed 27,000,000 won from the victim’s seat from the F’s office located in the Changwon-si, Changwon-si, and from the victim E, the Defendant borrowed money from the victim to May 17, 2009.

However, at the time, the defendant did not have a certain occupation and did not have any property under the name of the defendant and borrowed money from the victim as above.