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(영문) 광주지방법원목포지원 2015.03.12 2014가합10811

보험계약 무효확인 등의 소

Text

1. The insurance contract between the plaintiff and the defendants in annexed Form 1 is invalid.

2. The plaintiff, Defendant A, and Defendant A, 53.

Reasons

1. Facts of recognition;

A. On March 7, 2005, the Plaintiff and Defendant A concluded an insurance contract in attached Form 1 (hereinafter “instant insurance contract”) with Defendant B, who is the insured, as the Plaintiff.

On December 26, 2013, Defendant A changed the beneficiary into Defendant B at the time of an injury upon maturity and at the time of an injury upon maturity.

B. The details of Defendant B’s hospitalization and the payment of insurance money were diagnosed by “hye pathy” at C Hospital on January 2, 2007, which was after the conclusion of the instant insurance contract, and hospitalized for 25 days until January 26, 2007, as shown in the attached Table 2, and was hospitalized for 585 days in total by 33 times until January 13, 2014, as shown in the attached Table 2.

The above insured events of Defendant B were caused by the Plaintiff, and Defendant A received respectively insurance proceeds of KRW 53,436,057 (No. 1 through 32 of the above table), and Defendant B received insurance proceeds of KRW 1,320,601 (No. 33 of the above table).

C. Insurance contracts concluded from April 1, 200 to May 7, 2013 with the Defendants as policyholders and insured are as listed in the following table. The Defendants received insurance proceeds in total of KRW 272,80,650 as listed in the following table through each insurance contract.

Serial 140,700 A. B. B. 400 on July 29, 2005, the monthly insurance premium (cost) paid for the insured goods to the contractor on June 2, 2000, and the 28,000 F. B. 40 on June 2, 200, and the 111,800 E. B. 140,700 on July 29, 2005, the children C. 73,5605 New F. B. B. 40 on August 31, 200, the 300 F. B. B. 40 on April 1, 200, the 1965 New F. B. B. 400 on April 1, 200, the New F. B. 400 on July 31, 205, the New F. B. 300 on May 1, 2005.