1. C Operation Telephone Financial Fraud-related crimes were committed by the Defendant, from January 25, 2012 to April 10, 2012, serving as a telephone counselor of “net Team” from a telephone financial fraud company operated by C from January 25, 2012, and performed a telephone counseling service between January 25, 2012 and February 2012, and between March 201 and April 10, 2012.

When the Defendant, who is the operator of the aforementioned telephone financial fraud business entity, acquired money from a large number of unspecified victims under the pretext of performance, he/she promised to receive a certain amount of the money acquired through such fraud as a performance, and agreed to receive a certain amount of the money from the said victims, together with the head D (one leader of the said "E" team, text messages) of the said C and telephone financial private enterprise, F (one-one team leader of the "E") in charge of approval work, G (one-one team leader of the "Hanam Team," one-day team leader of the Hanam Team, one-day telephone team leader, one-day manager, one-day manager of the Guide Team, one-day team, one-day manager, one-day manager of the Guide Team, one-day team, one-day manager of the Guide Team, and one-day manager of the Guide Team, one-day Team, one-day manager of the Guide Team, and one-day manager of the Guide Team, one-day Team.

According to the division of these roles, the Defendant, along with other telephone counselors on February 14, 2012, sent by C to many unspecified persons through the website of large-scale text delivery agency, with the text message “IBK AC director. (T only 30,000 won per month, 170,000 won, is available to loan the victim AD, who sent the text message “IBK director. (T only 30,000 won, 170,000 won,” and introduced himself as “AE agent for a corporate bank” to the victim AD who sent the phone, and then loans the victim in need of the loan.