No one shall transfer or acquire any means of access necessary for electronic financial transactions, or set a pledge thereon, except as otherwise provided for in Acts.

Nevertheless, the Defendant violated the Electronic Financial Transactions Act by transferring or taking over the cash card, which is the means of electronic financial transactions, as follows.

1. On February 20, 2008, the Defendant: (a) sought to put in and deduct funds from “B,” and (b) sought to set up a maximum number of passbook in the name of a person with bad credit standing; and (c) requested to set up a passbook in the name of the Defendant at the branch of a new bank on February 25, 200; (b) issued five deposit passbooks and five cash cards as shown in the annexed crime list (2) such as opening a deposit passbook and cash card in the name of the Defendant at the branch of a new bank on February 25, 200; (c) around 14:40 of the same month, E transferred the deposit passbook and cash card to B free of charge by means of sending it as cargo at a high speed bus terminal.

2. The defendant has committed the same harm;

2. Around 14:40 of the same month, the latter phone calls to E and made telephone conversations with B, and the head of Tong and cash card was asked to create a lot of passbook and cash card. At around 26:14:40 of the same month, the bank passbook and cash card (attached Form 11), the bank passbook and cash card (attached Form 12) created by E in his own name, and the bank passbook and cash card (attached Form 12), the bank passbook and cash card (attached Form 13), the bank account and cash card (attached Form 13), and the cash card (attached Form 13) were sent to B without compensation by packaging the passbook and sending it to the end bus.

3. The defendant has committed the same harm.

2. On the 25th of the introduction to the defendant I known to the defendant I through the introduction of the defendant I, upon the request of the head of the Tong, it is possible to make it necessary to make a large number of the head of the Tong, and the Seoul Gwanak-gu, Seoul Special Metropolitan City.