A. Comprehensively taking account of each of the statements in Gap evidence Nos. 1-4, the facts that the plaintiff lent to the defendant the total amount of KRW 65 million, including KRW 50 million on Jan. 19, 2009 and KRW 15 million on Jan. 19, 2009, with interest rate of KRW 2.5% per annum and due date of payment on Dec. 30, 2009, respectively.

B. According to the above facts, the Defendant is obligated to pay to the Plaintiff the amount of KRW 65 million and damages for delay calculated at the rate of 5% per annum as stipulated in the Civil Act from December 31, 2009, which is the next day of the due date to June 12, 2017, and 15% per annum as stipulated in the Act on Special Cases concerning Expedition, etc. of Legal Proceedings from the next day to the day of full payment, as requested by the Plaintiff.

C. On this issue, the defendant received money from the second 15 million won after deducting interest on the money first borrowed, and submitted a written reply to the purport that he would not be able to complete payment at present. The above circumstance alleged by the defendant in the written reply does not affect the plaintiff's claim of this case, and thus, the defendant's above assertion cannot be accepted.

2. Full acceptance of the Plaintiff’s claim for conclusion