The defendant of "2018 Highest 769" was a person who is currently on duty and is now on duty as a worker in the company, and was in a situation in which he/she had no intent or ability to repay money even if he/she borrowed money from others, such as the debt of KRW 34,00,000, KRW 20,000, KRW 200,000, KRW 34,000,000, KRW 40,000, KRW 440,000, and KRW 40,000, while on duty of the company.

1. On September 2015, the victim E is difficult to repay KRW 80,000,000 that he/she received with joint and several liability to the victim E in front of the apartment house in the north-gu, Ulsan-gu, Seoul Metropolitan City, Ulsan-do. one day after September 2015.

The bad credit standing of the pagabonds shall be the pagabonds.

The loan is a substitute loan, and first of all, 110,000,000 won of the loan is granted to the lender, and then the loan can be repaid with 80,000,000 won of the existing loan, and the remaining amount of credit can be recovered to 30,00,000 won.

If the mother becomes aware, he/she will sell and repay the head office operated by his/her mother.

“A false representation was made.”

However, the above facts did not have the intent or ability to repay.

Around September 17, 2015, the Defendant acquired 15,000,000 won in total from the damaged person to the agricultural bank passbook in the name of the Defendant, and acquired 15,000,000 won in total over three times, and acquired 12 times in total from November 11, 201, as shown in the attached crime sight list Nos. 1 to 12.

2. On February 2015, the Defendant against the victim F is expected to pay off the installment savings at maturity two months after the victim F, a workplace partner in Ulsan-si, Ulsan-si, with the money required to pay for damage compensation, medical expenses, etc. in the patient room where the victim was injured by a traffic accident.

“A false representation was made.”

However, in fact, it is necessary not only to have the intent or ability to repay the borrowed money, but also to have the agreement of traffic accident.