Except as otherwise expressly provided for in any other Act, no person of the 2015 Highest 3351 shall transfer or acquire any access medium in using and managing any electronic financial access medium.

Nevertheless, at around 12:00 on June 23, 2015, the Defendant sent a physical check, etc. on the front of the apartment site of the modern 3 complex located in Ulsan-dong, Ulsan-dong, 12:00,000, to the front of the apartment site, the Defendant received a proposal to pay 2 million won per unit to the front of the apartment site, and transferred the physical check, etc. to the front of the apartment site by using Kwikset, two copies of the physical card linked to the bank account (Account No. B) and the national bank account (Account No. C) respectively, and notified the password of each of the above accounts by telephone.

"2016 Highest 1637"

1. On June 22, 2015, the Defendant received a proposal that “When opening a passbook and sending a e-mail card connected to the passbook, 2 million won per one shall be given.” On the same day, the Defendant, knowing that the e-mail card was used for online fraud, such as singing, etc., with knowledge that the e-mail card was transferred by a number of unspecified victims, he/she would have to withdraw the money remitted to the said account from the e-mailed name, and used it for living expenses. As such, he/she was willing to accept the said proposal for the purpose of using the e-mailed name.

Accordingly, around 12:00 on June 23, 2015, the Defendant reported the passwords of each of the above accounts via Kwikset Service to the name in favor of the apartment complex of the modern 3 complex located in Ulsan-dong, Ulsan-dong, 12:36-gil, the Defendant opened in the name of the Defendant, the bank account (B) and the national bank account (C).

Accordingly, on June 25, 2015, the person who has no name will provide loans to many and unspecified persons.

In short, 1.5 million won has been remitted from the victim D through the above bank account in the name of the defendant.