E is a person who generally manages the telephone financial fraud organization by organizing the telephone financial fraud group in China, creating an apartment on the market, creating an office of the telephone financial fraud center in that place, and supervising the loan fraud management staff, such as the tele-guarder and the charge for soliciting and withdrawing the passbook, which is a means of inducing the loan fraud, and by producing the telephone inducement manual, etc. in the apartment in the apartment in the Chinese e-mail, and educating the victims of the tele-guarder in response to various reactions, and distributing the amount acquired through deception to the lighting staff at a certain ratio.

F. G is a person who manufactures the telephone inducement manual, etc. in the above apartment, educates the telemers in response to the victims' various reactions, manages and supervises the team leader and the telemers in charge of managing and supervising the telemers, send text messages soliciting the loans, and distribute the money by fraud to lighting staff in accordance with a certain ratio.

H is the team leader in charge of the role of calculating allowances according to loan fraud performance and reporting it to I and E while managing telemers, and paying allowances to the telemers. The defendant, J, K, L, L, M, N,O, P, Q, Q, R, T, T, U, and V, by misrepresenting the letters and messages recommended to be loaned to the telephoneer by misrepresenting him/her.

In order to obtain money through fraud, the telecommunicationter is the subject of fraud.

On July 17, 2014, the Defendant, in collusion with E, F, G, H, etc., sent a text message to the effect that “to borrow a loan in partnership with a mobile phone operator,” and reported it to the victim W who called, and misrepresented the victim W with “to open a mobile phone.”

The State made a false statement to the effect that “to grant a loan.”

However, the defendant is a seed capital employee.