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(영문) 창원지방법원마산지원 2016.11.11 2016가합100331

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Types of insurance coverage (insurance proceeds) as of the date of the contract for insurance types of the insurer: Defendant Eastern Fire, Marine Insurance (U.S. P. P.P.) and 1404.8.20,000 won of the Deceased’s legal heir 10,000 won on August 20, 2014 (10 years of age) to 90,000 won of the Deceased’s death (80 years of age) on August 20, 2062; Defendant Mtsts Fire, Marine Insurance (1507 years of age) No. 1507 (2) on July 17, 2015, Plaintiff A 150 million won from July 17, 2015 to July 17, 2015, Plaintiff 3, 2000 U.S. Fire, Injury, Marine Insurance (17, 2015-D-17,717,715.75,7157.

A. The Plaintiff and the Defendants entered into the following three insurance contracts (hereinafter “instant insurance”) with the insured as the net C (hereinafter “the network”) (hereinafter “the instant insurance”) and with the following sequences:

class 1 of occupational injury risk of the insured, class 2 of class 2 of class 3 of class 3 insurance of class 1 of class 1 insurance of class 1 of class 1 insurance of class 2 of class 3 of class 3 of class 3 of class 3 of class 3 of class 3 of class 3 of class 3 of class 3 of class 3 of class 3 of class 2 of class 2 of

B. At the time of the conclusion of the instant insurance contract, the Plaintiff A and the Deceased signed an offer as indicated below with respect to ① the occupation and degree of risk of injury of the Deceased, who is the insured, and ② the question of the “influent occupation” of the “influent occupation” contained in the offer form, indicated “services (Adjustment of Fees)” (in the case of Type 1 insurance) or “brintles (in the case of Group 2 and Type 3 insurance)” (in the case of side business, concurrently business, and seasonally engaged in business), indicated “V” in the answer column.

C. On September 26, 2015, the Deceased was also at a point of 1.6 km south, southwest, and the vessel on board was on board, such as bad weather and the master’s negligence.