2. The Defendants appear to have led to the confession and reflect of crimes, etc. in favor of the Defendants.

However, the Defendants took part in the crime of defraudation of 65 million won from financial institutions by taking advantage of the employee loan system through division of roles with accomplices. This is a planned and organized method of crime, and it is very serious crime that leads to damage to the loan applicants who need the above loan system.

In addition, it is not possible to receive a letter from the damaged financial institution so that it can take part in the judgment of one party, and the damage is not recovered properly.

In addition, taking account of the circumstances in the records, such as the background, method, and consequence of the crime, the role of the Defendants, the benefits obtained from the crime, the records of the same crime in the case of Defendant B, the circumstances after the crime, the age of the Defendants, and the sexual conduct, the sentence of the lower court is too unreasonable.

3. As such, the Defendants’ appeal is dismissed in accordance with Article 364(4) of the Criminal Procedure Act, since all of the appeals are without merit.