2. The costs of lawsuit shall be borne by the plaintiff (appointed party).

A. On December 28, 2014, F was found by the Plaintiff (Appointed Party; hereinafter “Plaintiff”) while under the influence of alcohol at home around 23:30 on December 28, 2014, while suffering from a food disorder.

B. Around 00:44 on December 29, 2014, F was transmitted to G hospital by the 1119 Emergency Squads and received first aid treatment, and around 01:54 on the same day, F re-issued to H hospital and received treatment, such as pulmonary pulmonary organs, pulmonary pulmonary organs, and pulmonary organs, after being transmitted to the H hospital. From December 31, 2014 to February 9, 2015, F was hospitalized in the I Hospital and received treatment in anti-congested condition, and died in anti-congested condition on February 9, 2015. < Amended by Presidential Decree No. 26744, Nov. 1, 2015; Presidential Decree No. 26778, Feb. 9, 2015>

(c) F’s heir is the wife C, D, and E, the wife of the Plaintiff and its children;

As of April 28, 200, the Defendant, as an insurer, concluded a comprehensive dividend insurance contract (hereinafter “instant insurance contract”) with the content that F and the insurance period of the insured are set as of April 24, 2020, F will pay KRW 75 million to the heir at the time of the death of a disaster directly due to a disaster, and F would pay F with KRW 75 million per day when hospitalized for more than four days due to a disaster, and F would pay F with KRW 70,000 per day when hospitalized for more than 4 days due to a disaster (hereinafter “instant insurance contract”).

E. According to the insurance terms and conditions of the insurance contract of this case, the disaster refers to the disaster stipulated in the disaster classification table (attached Table 2). According to the disaster classification table, the disaster refers to the accident of this case (However, if a person with a disease or physical physical factor suffers from an external factor, or becomes worse due to a minor external factor, the minor external factor shall not be considered as an accident of this case), and the following classification table includes 17.

[Reasons for Recognition] Facts without dispute, entry in Gap evidence 1 to 8 (including virtual numbers; hereinafter the same shall apply) and the whole pleadings.