However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

Unless otherwise expressly provided for in other Acts, electronic financial access media shall not be transferred to any third party.

Nevertheless, on May 11, 2016, the defendant's records in Ansan-si around 15:00

B. In the vicinity, it received a proposal from a person in a name in the name name to obtain a loan equivalent to KRW 30 million, and to this end, it transferred one physical card connected to the National Bank (C) in the name in the name of the defendant to the above person in a name in the name of the defendant, using Kwikset service.

Summary of Evidence

1. Statement by the defendant in court;

1. Statement made by the police against D;

1. Application of Acts and subordinate statutes, such as data on transaction details and copies of bankbooks;

1. Relevant legal provisions on criminal facts, Articles 49(4)1, 6(3)1, and 6(3)1 of the Act on Electronic Financial Transactions for the Selection of Punishment, and the choice of imprisonment (the crime of this case leads to the so-called “singing” crime, and thus, is highly detrimental to the society, and in fact, the crime of this case was committed as the so-called “sing” crime and causing damage therefrom, and other unfavorable circumstances, such as the occurrence of damage)

1. Article 62 (1) of the Criminal Act on the Suspension of Execution (The circumstances favorable to the defendant, such as the fact that the defendant has recognized and reflected his mistake, that the defendant has no profit from actual acquisition of the crime of this case, and that the defendant has no power to be punished for the same crime);