C is a person who comprehensively manages and operates the telephone financial fraud organization by creating an apartment in the apartment site for the Chinese publicity, creating an office for the telephone financial fraud center, and managing the lending fraud staff, such as the telecomer and the distribution of the money obtained from the victims, such as the solicitation of passbooks and the withdrawals, etc., which is an incentive for loan fraud, and D is a manager of the Chinese office in charge of the management of the team leader and the telecomerer, and the manager of the Chinese office in charge of managing the telecomer and the telecomer and distributing the money acquired at a certain rate to the lighting staff in accordance with the records of the loan, and the team leader in charge of reporting to the manager based on the amount of the loan fraud.

Defendant and G, H, I, J, K, K, L, A, M, N, P, Q, R, T, T, and U, etc. are expected to provide loans by misrepresenting the staff of a seed capital to the telephoneer who reported the borrowed text messages.

In the Republic of Korea, her territory has a telecomter.

On October 20, 2014, the Defendant, in collusion with the above C, D, E, F, G, etc. in order, provided that “I wish to borrow a loan to the mobile phone operator in alliance with the mobile phone operator” by misrepresenting the victim W who called the text message to the mobile phone X agency, and then loans up to KRW 10 million.

“.........”

However, the defendant et al. is not a seed capital employee, and the defendant et al. did not have the intent or ability to lend money to the victim even if they receive money and cellular phone delivery.

The Defendant, in collusion with the above C, D, E, F, G, etc., deceiving the victim as above and received one S5 mobile phone from the injured party during the galloning period of 870,000 won at the market price on the same day, and in total, from that time until January 6, 2015.