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(영문) 서울중앙지방법원 2015.07.17 2014가단141473

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On April 10, 2014, the Plaintiff entered into a contract with 1 ton cargo vehicles E, E, a business vehicle owned by the Plaintiff (hereinafter “instant vehicle”), E, a business vehicle owned by the Plaintiff, with 2,000,000 won (hereinafter “C,”).

B. D around April 10, 2014: (a) around 30, 2012: (b) completed the installation of a rail in loading the instant vehicle; and (c) carried the instant vehicle in a state of trial in order to verify whether the cler installed on the road in front of the said C industry company operated the vehicle. At the time, the cler of the instant vehicle was entering one part of the vehicle, and the victim was on loading.

C. The Plaintiff, who was loaded in the instant vehicle at the time of being loaded in the instant vehicle due to a sudden start, felled on the surface of the tram and suffered obstacles, such as the injury of the Plaintiff, the injury of the cerebral cerebral blood, the decline in the permanent recognition function, and the damage of the salvement, etc., focusing on the need for treatment for about two months.

(hereinafter referred to as “instant accident”) D.

On July 3, 2013, the Plaintiff entered into an automobile insurance contract with the Defendant, who is an insurance company, for business purpose-specific cargo type 4 (hereinafter “instant special agreement”) with respect to the F-owned automobile, and entered into an automobile insurance contract with the Defendant, which is an insurance company, for one year, and the other automobile driving security special agreement (hereinafter “instant special agreement”) automatically applied to the accident insurance.

E. The main contents of the instant special agreement are as shown in the attached Form.

[Reasons for Recognition] The facts without dispute, Gap evidence 1 to 5, Eul evidence 1 to 3 (including each number), the result of the commission of appraisal to the director of the hospital of the Gangseo-hee National University of this Court, the purport of the whole pleadings

2. The parties' assertion

A. The plaintiff's assertion that the plaintiff loaded the vehicle of this case, D suffered bodily injury and disability on the wind that D voluntarily starts the vehicle of this case, and the defendant suffered from D and this.