The defendant will pay 43,575,458 won to the applicant through fraud.

The Defendant depends on her husband or consciousness with no certain occupation. Despite the absence of a stable import, the Defendant selected several insurance products with a high level of coverage beyond her economic ability and purchased them intensively, and, rather than treatment, received hospital which is relatively easy to be hospitalized by the hospital for the purpose of receiving insurance proceeds, such as hospitalization expenses and medical expenses, rather than treatment, and received hospital which is relatively easy to be sufficiently treated by the hospital. Although it is a disease requiring hospital treatment, the Defendant, after receiving hospital treatment for a long time after receiving hospital treatment more than necessary, received hospital treatment for a long time, and submitted documents necessary for receiving insurance proceeds, such as a certificate of hospitalization and a medical certificate, and submitted them to the insurance company.

The Defendant entered into an insurance contract with the victim interest-based life insurance company of the insured A, monthly insurance premium of KRW 52,650 on August 25, 2005, and insurance products of KRW 20,000 (Class 2). The Defendant entered into an insurance contract with the victim interest-based life insurance company of KRW 43,40 on March 10, 2006, and insurance products of KRW 40,000, KRW 50,000 on January 14, 201, KRW 30,000, KRW 70,000, KRW 30,000, KRW 40,000, KRW 20,000 on July 14, 201, KRW 0, KRW 30,000, KRW 40,000, KRW 40,000 on February 16, 200, KRW 30,000 on the insured’s non-distribution comprehensive insurance products.