The defendant.

A. (1) On March 11, 2010, the Plaintiff entered into the instant insurance contract with the Defendant with the following terms and conditions (hereinafter “instant insurance contract”): The prime insured and beneficiary (in the event of interference with hospitalization): the Plaintiff’s maturity insurance period: the Plaintiff’s life insurance period: (a) the primary insured was diagnosed and confirmed due to a serious disease after the commencement date of guaranteeing CI/LTC insurance; (b) the primary insured was diagnosed and confirmed as a serious image or corrosion (damage caused by chemicals, etc.); or (c) the Plaintiff was diagnosed and confirmed as a critical image or corrosion (damage caused by chemicals, etc.); (d) the diagnosis and confirmation was made as to the daily disability condition; (e) the cost of surgery for 80% of the basic insurance proceeds (30 million won): the prime insured with the diagnosis and determination of the disease of KRW 15 to KRW 200,000,000,000; and (e) the cost of surgery for 301 million,000 won or less of the instant insurance contract (hereinafter “the instant contract”).

Article 15 [Definition and Confirmation of Diagnosis of Serious Diseases] (1) The term “serious diseases” in this contract refers to “serious cancer”, “Serious Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated Aggravated A

(4) The diagnosis and confirmation of "serious diseases" and "serious image and corrosion (damage by chemical drugs, etc.)" shall be recorded in a document prepared by a person with a medical license (excluding oriental medical doctors and dentists) of a domestic hospital or a medical institution prescribed by the Medical Service Act in accordance with Articles 3 and 5 of the Medical Service Act, or of a medical institution related to overseas medical treatment (hereinafter referred to as "medical doctor").