피고인은 질병이나 상해로 병원에서 입원치료를 받으면 입원기간동안 고액의 입원일당을 지급받을 수 있는 보험이 있다는 사실을 알고, 1999. 1. 25. 알리안츠생명 주식회사와 피고인을 보험계약자 및 수급자로 한 랄랄라건강보험에 가입하였고, 그것을 시작으로 2009. 2. 13.까지 13개 보험회사와 특정질병으로 입원시 고액의 입원일당(질병입원시 최고 64만원, 상해입원시 최고 37만원)을 지급받는 보험상품 16개(납입하는 월 보험료 합계 257만 9,760원)에 가입하였고, 특히 2008. 1. 18.경부터 2008. 6. 19.경까지 그린손해보험 무배당그린라이프원더풀보험 등 10개의 보험에 집중 가입하였다.

After joining the above insurance products, the Defendant intentionally committed false hospitalization in spite of sufficient diseases only with a long-term hospital treatment without requiring long-term hospitalization, such as minor injuries, knee pers, hepatitiss, liver infections, local areas, etc., or by means of re-hospitalizeing the insurance proceeds by changing the hospital after a long-term hospitalization.

Around July 24, 2008, the Defendant requested F, a doctor in charge, to be hospitalized in the hospital clinic located in Busan Dong-gu, Busan, to go beyond his bath and to be hospitalized in the clinic. According to the decision of the above doctor, the Defendant was hospitalized for 20 days from July 4, 2008 to February 23 of the same month.

However, the fact is that the defendant's injury to the defendant is sufficient to receive outpatient treatment and there was no need for hospitalized treatment, so that he/she will frequently go out of prison, while running out of prison at any time during his/her hospitalization.

During the above period of hospitalization, the Defendant issued a certificate of release from a person to be hospitalized as if he had received normal hospitalized treatment under the name of the disease, such as the Hasia Insurance Co., Ltd., the victimized company, on July 25, 2008, and filed a claim for insurance money with the staff in charge of Esia Insurance.