[Judgment of the court below] The defendant lent money to the 10th year ago. The defendant borrowed money from the NA card on September 21, 2006 and borrowed 500,000 won from the NA card on September 21, 2006 and received loans and interest from the credit card company, or received credit card loan and interest from the credit card company.

On the other hand, the defendant himself has operated several communities and bonds with considerable financial history, and as well as his house was shot, such as establishing a son, a son, and a person who was a soldier, etc., the defendant's obligation without any property arising in the course of "defluencing" such as lending a large amount of money from the surrounding people, which is appropriated for living expenses and interest, was 30 million won, including the principal and interest of 500,000 won for the NA card, and about 260,000,000 won for the debt of 50,000 won for the NA card, and the defendant eventually filed an application for declaration of bankruptcy with the Changwon District Court on November 13, 2014.

【Criminal Facts of Crimes】 On June 4, 2010, the Defendant concealed the aforementioned facts from the Seocho-gu Song-gu, Changwon-gu, Changwon-si, that “If he/she lends money to the victim C, he/she will give the interest on the fourth part of a month, and pay the time-to-face, he/she will pay the time-to-face,” and that he/she received five million won from the victim to the Defendant’s account, and acquired it by transfer from the victim to the Defendant’s account from June 7, 2008 to April 4, 2014, as shown in the List of Crimes in the attached Table, he/she acquired 260,1820,000 won from the victims on a total of 35 occasions from the victims in Changwon-gu, Changwon-gu, Seoul.

Summary of Evidence

1. Partial statement of the defendant;

1. Some statements of each prosecutor's protocol of examination of the defendant against the defendant;

1. Each legal statement of witness D, C, E, F, G, and H;

1. Each police statement made to D, C, E, F, G, and H;

1. D, C, E, F, G, H.