보험금
1. The plaintiffs' claims against the defendants are all dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
1. The following facts are not disputed between the parties, or are acknowledged based on Gap evidence 1, Gap evidence 2, Eul evidence 3, Gap evidence 4 (the same as Eul evidence 3), Gap evidence 5, Gap evidence 6, Gap evidence 7, Eul evidence 9, Eul evidence 1, Eul evidence 1, Eul evidence 2, and Eul evidence 2. The whole purport of the arguments is examined.
(1) The Plaintiff A is the father of the deceased C (hereinafter “the deceased”). The Plaintiff B is the mother of the deceased, and the Plaintiffs are the legal heir of the deceased.
See The Defendants are insurance companies which concluded insurance contracts with the deceased as the insured.
B. (i) On June 26, 2013, the Deceased entered into a insurance contract with the Defendant Hyundai Insurance, on June 26, 2013, with the content that the insured is the deceased, the period of insurance from June 26, 2013 to June 26, 2082, the beneficiary of death is a statutory heir and other beneficiaries, and the insured is the deceased. Once the diagnosis becomes final and conclusive due to a acute fluorial fluor, the Deceased entered into a non-dividend call insurance contract with the content that the insured is to be paid KRW 10,00,000 only once for the first time (hereinafter “the first insurance contract”). The relevant provisions of the instant special terms and conditions of the first insurance contract are as follows.
Article 1 (Types and Grounds for Payment of Insurance Money) The Company shall pay the following amount to the beneficiary (person receiving the insurance money) only once for the first time when the insured (person receiving the insurance money) is diagnosed and confirmed to be a "influence of acuteity" during the insurance period of this Special Terms and Conditions.
Article 2 (Definition and Confirmation of Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali-Mali]
applicable disease classification number
1. A acute fluorial fluorial certificate;
2. Emphical flaculation;
3. The diagnosis and confirmation of a specific existing merger by a acute inter-fluence I21 I22 I23 2. The diagnosis and confirmation of a ‘brue refluence' is the Medical Service Act.