However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

1. On May 2013, the Defendant, against KRW 67,00,00, was willing to lend money to the victim C, who is a workplace partner, at a mutual influent store near the Gangnam-gu Seoul Haman branch office, Gangnam-gu, Seoul, to pay the interest of KRW 1,650,000 per month.

At present, bonds borrowed from bonds companies in Korea are equivalent to KRW 60,000,000, and if they are fully repaid with the borrowed money, the credit rating in Korea has increased, and if so, they can receive loans from our banks around December 2013.

At least 40 days before December 25, 2013, the Korean bank received a loan from the Korean bank, and made a false statement that the Korean bank would repay all of its loans.

However, at the time, the Defendant: (a) took out loans of approximately KRW 110 million from the fourth place in a commercial bank from around 2001 to around 2003; and (b) became an bad credit holder due to the bad credit holder’s failure to fully repay the loans; (c) applied for credit recovery to the Credit Counseling and Recovery Committee on the condition that all of the loans have been repaid within six months; and (d) had failed to fully repay the card price of KRW 54 million; and (c) even if the Defendant borrowed the loans from the injured party, the Defendant did not have the intent or ability to borrow the relevant loans from the Bank until December 2013.

Nevertheless, the Defendant, as such, deceiving the victim, and thereby deceiving the victim, KRW 20 million around May 8, 2013 from the victim, KRW 37 million around the 10th of the same month, and the same year.

5. On or around 16.16. A total of KRW 67 million, including KRW 10 million, was remitted through an account in the name of the Defendant under the name of Han Bank under the pretext of borrowing money.

2. On March 7, 2014, the Defendant, against KRW 3 million, stated that the Defendant borrowed KRW 3 million to the victim at a place that is not known to him/her around March 7, 201. The Defendant borrowed the money to the Plaintiff and borrowed KRW 3 million. The Defendant may repay the money to him/her.