1. The Defendant is a person who operated an insurance business under the trade name called C (location: D located in Busan Metropolitan Government) between May 1, 1999 and October 2013.

The Defendant entered into a long-term fire insurance contract or general fire insurance contract between a sole-time chemical (main) who is a policyholder and the insurer, and entered into a long-term fire insurance contract or general fire insurance contract, and received the premium from a sole-time chemical (main) and was in charge of delivering it to a lot damage insurance (main) or delivering the insurance money received from lot damage insurance (main) to a full-time chemical (main).

Around March 2008, the Defendant related to long-term fire insurance concluded a long-term fire insurance contract between a wheel chemical (main week) and an insurer, and delivered the premium of KRW 4,000,000 per month to a lot damage insurance (main week). On June 2009, the above long-term fire insurance contract was cancelled due to insurance premium delay.

(1) Around November 2011, the Defendant received KRW 38,00,000 from the victim’s name insurance (ju) and stored KRW 38,000,00 from the victim’s name insurance (ju) for long-term fire insurance contract with the insured. At that time, the Defendant arbitrarily consumed it for personal use and embezzled it.

(2) Around July 2009, the Defendant, who received the above long-term fire insurance premium of KRW 4,000,000 from the victim and kept the above long-term fire insurance premium of KRW 4,00,000,000, around that time, embezzled the Defendant’s arbitrary consumption and embezzlement for personal use. From around that time to March 2013, the Defendant embezzled KRW 180,000,000, which was received as insurance premium of KRW 45 times as stated in the crime sight table 1.

B. Around March 2011, the Defendant related to general fire insurance received KRW 19,200,000 general fire insurance premium from the victim’s sexual chemical (main) from the victim and kept it. Around that time, the Defendant’s arbitrary consumption of it for personal use, as well as the attached list 2 from around that time to April 2013.