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(영문) 대전지방법원 2015.01.14 2013가합6159

보험금

Text

1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

Reasons

1. Basic facts

A. The plaintiff as the party is a company aimed at insurance business under the Insurance Business Act. The defendant is a person who worked in a company named as "B," and the defendant's wife C was working as an insurance solicitor from the Mant Life Insurance Co., Ltd. (hereinafter "Co., Ltd.") until September 2004.

B. On October 12, 2004, the Defendant entered into an insurance contract with the Plaintiff as the insured and beneficiary, which covers the diagnosis, surgery, hospitalization benefits, etc. due to disease and disaster (hereinafter “instant insurance contract”).

C. The defendant received hospitalized treatment and insurance money from June 23, 2005 to the same year.

8. 1. up to January 1, 200, 40 days from the time, 40 days were hospitalized due to the climatic and climatic salt, etc. at the D Foreign Medical Center (the above period was total of 2462 days) and thereafter, 940 days was hospitalized due to disease and injury such as climatic or various salt clisomes, urbed, urine, and urine and urine between regions. The Plaintiff was paid insurance money of KRW 112,582,434 in total from August 4, 2005 to September 3, 2012 according to the insurance contract of this case.

On the other hand, the defendant and C concluded multiple insurance contracts between November 7, 1998 and December 1, 2005. Among them, the details of the insurance contracts that the defendant is the contractor or the insured are as follows.

(Units: 1 Samsung Bio-resources (U.S.) whether the monthly insurance premium received in the name of the product as of the date of the contract of the insurance company is maintained or not, on November 7, 1998, 1 Samsung Bio-resources 28,400,420,000, and October 14, 2004, 197,500, and 127,500, 3127,500 (U.S. 21, 2004), which was cancelled on August 9, 2007, as of October 21, 2004, as of August 9, 2007, the 4 T.S. Integrated Livelihood Insurance33,760,12,200,200, and 5.3 (U.S.)

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