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(영문) 수원지방법원 여주지원 2012.10.26 2012고단694

대부업등의등록및금융이용자보호에관한법률위반

Text

Defendant

A From 8 months of imprisonment, Defendant B is punished by a fine of 2,00,000 won, Defendant C is punished by imprisonment of 6 months, and Defendant D.

Reasons

Punishment of the crime

[criminal record] On April 14, 201, Defendant A was issued and confirmed a summary order of KRW 5 million due to the violation of the Registration of Credit Business, etc. and Protection of Financial Users Act in the branch court of Suwon District Court.

Defendant

C On May 8, 2009, a summary order of KRW 3 million was issued and confirmed as a violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users in the Sungwon District Court's Sungnam branch.

"2012 Highest 694"

1. A person who intends to engage in the business of lending money to Defendant A shall register with the Mayor/Do Governor having jurisdiction over the place of business, and when an unregistered credit service provider lends money, he/she shall not lend money exceeding 30% per annum;

Nevertheless, on February 18, 2012, the Defendant, without registering a credit business, lent KRW 3 million to H from “I” operated by Echeon-si, Gyeonggi-do, to H 3 million, and agreed to pay KRW 50,000,000,000,000,000,000 per annum exceeding 30% per annum and 244% per annum, and agreed to receive KRW 50,000,00 including the principal and interest per day for 72 days, and loaned KRW 1,550,00,000,000 for three-day advance payments. Around that time, from around that time to April 18, 2012, the Defendant carried out unregistered credit business through eight times, such as the attached list of crimes (1) and loaned loans in excess of

2. A person who intends to engage in the business of lending money to Defendant B shall register with the Mayor/Do Governor having jurisdiction over the place of business, and when an unregistered credit service provider loans money, he/she shall not lend money at an interest rate exceeding 30% per annum.

Nevertheless, on February 11, 2012, the Defendant, without registering a credit business, lent 6 million won from the “L” operated by K in the Leecheon-siJ of Gyeonggi-do to K, and calculated 253.5% interest exceeding 30% per annum, the restricted interest rate, and agreed to receive 80,000 won, including the principal and interest, for 90 days each day.