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(영문) 서울중앙지방법원 2018.07.13 2016가합559709

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff is a company that engages in the business of papering, framed, grounding manufacturing, etc., and the Defendant is a company that engages in insurance business.

B. On July 24, 2014, the Plaintiff concluded a comprehensive asset insurance contract with the Defendant (hereinafter “instant insurance contract”) on the same day, and paid the Defendant totaling KRW 46,636,831 as the following premiums.

Insurance period: From July 24, 2014 to July 24, 2015: 24: 00 to July 24, 2015: two factories on the ground (No. 1 Dong and 2 Dong), cafeterias, dormitories, warehouses (hereinafter referred to as "each of the above buildings"), installation machinery and tools, vehicle transport equipment, inventory assets, office fixtures, equipment and appliances (hereinafter referred to as "each of the above facilities and equipment"), 3063, 70, 306, 4746, 40, 3066, 47, 207, 40, 306, 47, 40, 306, 47, 406, 306, 306, 47, 406, 306, 207, 406, 306, 294, 207, 307, 1964, 2537, 285

C. On January 5, 2015, around 03:00 each of the instant buildings, the auxiliary facilities, machinery, apparatus, inventory assets, and office fixtures inside the instant building were entirely destroyed or damaged.

(hereinafter “instant fire”). D.

On January 5, 2015, the Plaintiff notified the Defendant of the occurrence of the instant fire, and filed a claim for the payment of the insurance proceeds on the following day.

E. The defendant is the fire of this case to the plaintiff.