(However, "creditor" is deemed to be "Plaintiff", and "debtor" to be "defendant". 2. The judgment of confession (Article 208 (3) 2 and Article 150 (3) of the Civil Procedure Act only submitted a formal objection after the defendant was served with the original copy of the payment order, but did not submit a substantive response and did not appear on the date of pleading, so all of the plaintiff's arguments are deemed to have been led to confession.