A shall be punished by imprisonment with prison labor for ten months, and imprisonment with prison labor for six months.

, however, for two years from the date this judgment has become final.

Defendant

A is a person who has operated a unregistered credit service office in accordance with Section 710 of the Busan Building E-gu, and Defendant B is an employee of the above credit service office.

The Defendants made an advertisement by distributing advertisements for credit business with a size of name, and received a loan contract, certificate of personal seal impression, etc. from the loan applicants who walked on the telephone, and Defendant A operated credit business by collecting them to the victim F and lending the funds received from the victims to the loan applicants.

1. Around September 15, 2012, Defendant A received necessary documents for loans, such as the loan contract, from G, from the above credit service office, and made a false statement to the effect that “The amount of KRW 1,500,000,000 that shall be reduced to loan toG” was changed to the victim F.

However, even if the money was received from the victim as a loan, it was thought that it was used for personal debt repayment, etc., and there was no idea to lend it to G.

The Defendant received 1.5 million won immediately from the victim, and received 26 times the sum of 38 million won from the victim to November 23, 2012, as shown in attached Table 1, as well as from the time of the receipt to November 23, 2012.

2. The Defendants’ co-principal at the above credit service office on September 2012, 2012, Defendant A told Defendant B to the effect that “I need to collect the money, I will use it as if I had the money, and make a deposit every day, to the person who filed the application for the loan.” Defendant B accepted it and received documents necessary for the loan, such as a loan contract, from H around September 20, 2012, and sent it to Defendant A.

Defendant

A, as above, around that time, refers to a loan agreement, etc. in the name of the Defendant B with the victim F, and “H.”