However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

1. On October 15, 2010, the Defendant: (a) concluded an agreement to purchase Franchising car under the name of G at the office of the office of the 1st floor C 1st floor D Co., Ltd. in Ansan-si, Gyeonggi-do; and (b) to obtain a loan from the ASEAN Capital Co., Ltd., Ltd.; and (c) on the same page, the Defendant entered the applicant in each document, such as an agreement on vehicle loan, proxy, personal credit information inquiry and concentration, personal credit information inquiry, and consent to the provision and use of personal credit information, with the applicant stated in G.

On the 19th of the same month, the defendant called H at a non-place and obtained the consent of H to become a joint guarantor of the loan agreement for the purchase of the above vehicle from I, and sent a copy of I's driver's license, certificate of personal seal impression, and resident registration copy to H using Kwikset Service, and H had H enter I's name and personal information in each column of joint and several surety of the letter of contract for the above vehicle loan, proxy, personal credit information inquiry and concentration, personal credit information provision, and consent for the use of personal credit information.

Accordingly, the Defendant had H, who was unaware of the fact that it was forged for the purpose of exercising the right and duty, forged an automobile loan agreement, power of delegation, inquiry and concentration of personal credit information, personal credit information provision and consent form, provision and utilization of personal credit information, and a guarantor credit information inquiry table.

2. On October 19, 2010, the Defendant in the event of the foregoing investigation document obtained the consent from H, a joint and several surety, a joint and several surety for D office employees, as described in paragraph (1), at an unspecified place, and thus, said loan would be reached. H, who was unaware of the forged fact, did not know of the forged one’s vehicle loan agreement, power of attorney, inquiry of personal credit information, and personal credit information, as described in paragraph (1);