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(영문) 광주고등법원 2015.01.30 2014나12330

보험계약 무효확인 등의 소

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1. The plaintiff's appeal and the conjunctive claim added in the trial are all dismissed.

2. After filing an appeal.

Reasons

1. The Defendant is an insurance solicitor from March 26, 1986 to November 2, 2011, who was working for the Plaintiff Company (including its telegraphic life and gold life; hereinafter the same shall apply), future deposit life, and the L&C (insurance sales agency).

On November 3, 199, when the Plaintiff was working as the exclusive insurance solicitor of the Plaintiff Company, the Defendant entered into an insurance contract with the Plaintiff as the insured and beneficiary with the content that guarantees major disease diagnosis allowances, hospitalization daily allowances, surgery allowances, injury death insurance money, etc. (hereinafter “instant insurance contract”).

From September 8, 2006 to October 2, 2006, the Defendant was hospitalized in several hospitals for 25 days from the date when he was hospitalized in B Hospital with a tension of tension of 25 days, and from March 8, 2011 (the above period is a total of 1,643 days), as indicated below, 30 times in total due to diseases and injuries, such as mathromatitis, cule, tracul, cula, etc., and 573 days in total. On February 23, 2009 and on August 25, 2010, the Defendant was hospitalized in B Hospital with a total of 30 days from the date when he was hospitalized in B Hospital, on June 20, 201 and on March 21, 201, and on February 20, 201, from Rananan Hospital and on March 20, 2012.

Therefore, the defendant was paid KRW 41,492,180 as insurance money by the plaintiff based on the insurance contract of this case concerning hospitalization and alcohol.

The hospital’s diagnosis (the date of operation) hospital’s hospitalization (the date of hospitalization) 1 B hospital’s hospitalization (the date of hospitalization) 220,000 on September 8, 2006 to 1 B hospital’s 25,220,000 won, 200 2 won or more, 50,470,592 3 East Daegu, Gwangju, and Gwangju, and 210,264 Cental outside on December 22, 2006; 280, 3525 B hospital’s dental value within the hospital; and 470,59,200 B hospital’s 209, 2009, 204, 2009, 204, 204, 200, 204, 200, 204, 205, 200, 204, 2005, 204, 205, 2000.