A. The Defendant is an insurer who entered into a LIG joint-use indemnity insurance contract (hereinafter “instant insurance contract”) with B with the wife C during the contract period from April 11, 201 to April 11, 2058, with the coverage of KRW 100,000,000 as family members living together with the coverage limit of KRW 100,00 (the content that guarantees the actual loss inflicted upon the insured and his spouse by bearing legal liability for physical disability or property damage caused by a contingency that may arise in their daily lives).

B. All plaintiffs, B, and D are members of a fraternity group called "E".

B On February 24, 2013, around 20:10 on the 20.20.20. 20. 20. 20. 20. 20. 20. 20. 20. 20. 20. D’s two arms were put into two hands, fluencing, and fluencing on the front side of Gmaart in F.

The plaintiff, which had been located far away from the bed, was aware that B and D are tight to each other, and was put to the right shoulder of B in order to speak this.

B did not look at the situation that there is obstacles in the surrounding area and the plaintiff under the influence of alcohol could go beyond, but without considering the situation that "I ambly" and "I ambly", the plaintiff rootsd the arms, and the plaintiff was faced with head on the floor.

As a result, the Plaintiff suffered from the injury of the blood transfusion, dysty stypary stypary stypary stypary, stypary stypary, stypary sty

(hereinafter referred to as the "accident of this case"). [The grounds for recognition: Facts without dispute, Gap evidence 1-2, Gap evidence 2-1-2, Gap evidence 2-2, Gap evidence 3-1, 2-2, Gap evidence 4-1, 2, Eul evidence 4-2, Eul evidence 1-2, 1-2, and 2]

2. Occurrence of liability to pay insurance proceeds;

A. (1) According to the above facts of recognition, B (the husband of the insured C of the contract of this case) spreaded the plaintiff who had his arms while under the influence of alcohol and caused the plaintiff to face head on the floor. The accident of this case is the insured.