except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

In using and managing the means of access used in electronic financial transactions, the Defendant: (a) provided a proposal that “A company is a B company. Although normal credit loans are impossible; (b) would have to obtain a loan by means of creating transaction details if sending the corporate account,” and consented to the proposal on August 15, 2019, the Defendant provided Kwikset-si’s “D” card and OTP card connected to the account of the F Bank (G) in the name of the E-limited company established by the Defendant, using Kwikset-si’s “D” card and OTP card,” and (c) notified the password of the above card by telephone around that time.

As a result, the Defendant promised to receive a loan in the future and lent the means of access.

In using and managing the means of access used in electronic financial transactions, the Defendant was prohibited from borrowing or lending the means of access, except as otherwise expressly provided for in any other Act. However, around December 2018, the Defendant received a proposal from a person without the name of the beneficiary, stating that “on the face of sending a corporate account, he/she will incur a loan to the business operator, after securing a transaction performance,” and then accepted the proposal, and around that time, he/she used Kwikset’s service in front of the Defendant’s home located in the name of the Defendant’s home located in the name-oriented company and sent the password of the above e-mail card to the account (K), e-mail card, and OTP card connected to the I Limited-liability Company’s account established by the Defendant, and at that time, he/she sent the password of the above e-mail card by telephone.

As a result, the Defendant promised to receive a loan in the future and lent the means of access.

Anyone "200 order3708" shall be the means of access used in electronic financial transactions.