However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

The defendant is the victim B who had been engaged in the C Pungam Agency's business as a high school hold.

1. On October 2010, the Defendant: (a) on the E-car market located in Gwangju-gu, Seo-gu, Seo-gu, Gwangju, the Defendant: (b) paid the victim a car registration fee by the card and set aside a card point in the E-car market; and (c) the customer’s car registration fee will be paid in full.”

However, the defendant made a false statement to the victim in order to prevent him/her from returning his/her debt, and the defendant did not have any intention or ability to pay the credit card use price.

Nevertheless, the victim made a false statement to the victim, and the victim lent the F card to the Defendant, and the Defendant, from November 28, 2014 to January 5, 2015, used KRW 21,185,288 as shown in the annexed crime list 1, and did not repay the same, thereby acquiring profits equivalent to the same amount.

2. On March 2013, 2013, the Defendant stated, “If a vehicle is shipped out in the name of D” to the victim at the Defendant’s office of Seo-gu, Seo-gu, Gwangju, that “if the vehicle is shipped out, the price shall be loaned from H and the installment shall

However, the fact does not have the intention or ability to pay the loan until the end of the loan.

Nevertheless, around March 26, 2013, the victim took out the I vehicle equivalent to KRW 12 million under the name of the victim and took out the loan under the condition that the 531,307 won per month shall be paid in the name of the victim every 24 times a month in the name of the victim.

8. Around 26.21, J vehicles worth KRW 29.9 million were released on the condition that H will pay KRW 921,859,000 per month, and then the loan was not paid from January 2015, and the amount was obtained by deceptioning a considerable amount of profit by failing to pay KRW 20,078,041 as shown in the attached List 2 of Crimes.

3. On August 6, 2014, the Defendant, at the convenience store located in the Defendant’s office, lent KRW 5 million to the Defendant only one month of the need for urgent use and return.