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(영문) 제주지방법원 2018.06.14 2018가합10049

보험금

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1. The Defendant filed a claim against the Plaintiff for an accident listed in the attached Table 2 based on the insurance contract indicated in the attached Table 1.

Reasons

1. The Plaintiff indicated the claim is a corporation running various insurance business, such as non-life insurance business, which is a corporation running various insurance business, including the non-life insurance business (hereinafter referred to as “insured”) and a non-distribution lot with the insurance coverage period from September 9, 2016 to September 9, 207, which is strong health insurance (1604) [securities number C] contract. The Defendant is a spouse of the insured and the solicitor of this contract.

At the time of entering into this contract, the Defendant notified the insured's duty to inform prior to the contract as a simple electric service and concluded the above insurance contract.

After the conclusion of the insurance contract, the insured died on July 14, 2017 at around 15:20 on the street prior to Jeju Island, due to the failure to wear safety equipment during the work of replacing a person with a difficulty in telegraph, etc., and the Defendant filed a claim against the Plaintiff Company for the death of KRW 1.5 million on September 19, 2017 on the ground of the insured’s death.

According to the verification through on-site inspection of the plaintiff after death, the insured is confirmed to have been engaged in external major affairs, not simple electrical affairs, so it is apparent that the insurance contract was concluded by the defendant's deception, so there is no obligation to pay the insurance money of the plaintiff company to the defendant.

2. Judgment with no ground for pleading (Articles 208 (3) 1 and 257 of the Civil Procedure Act);