1. The Defendant, in relation to the public offering, assumes a false call from a large number of unspecified victims in the Republic of Korea to misrepresent the lending company, etc., and provides a credit loan, thereby allowing the victims to transfer money to another person’s account (hereinafter “one-time account”) secured in advance, or acquiring money from the victims through the re-issuance of an authorized certificate using the Internet banking security card number, etc. identified by the victims by means of a transfer of money from the victims’ account.

The members of the telephone financial fraud assistance staff, such as the one-person’s name “C office chief” and “D President, etc., secure a large account and its cash card in advance and deliver it to the cash withdrawal books through Kwikset Service, etc. On the other hand, they make a false statement as if they would cause a large number of unspecified victims to get credit loans, etc., and have them wired money to the said large account as above. On October 2013, the Defendant: (a) was included in the above trillion staff and then withdrawn the money transferred by the victims to the above large bank account in cash with the said staff; (b) deposited the money in the account under the name of the Defendant; and (c) again deposited the money transferred by the victims to the above large bank account; and (d) by using the account number, authorized certificate, etc. under the name of the Defendant, the said assistant transferred the money acquired by the said staff to another account by means of Internet banking, etc.; and (d) obtained the above funds to receive KRW 15 to 40 million in order with the above staff to receive the above crime.

2. On November 11, 2013 to November 14, 2013, and on the mobile phone with no intent to grant a loan, an employee of telephone financial fraud assistance in the name of a fraud using computers, etc. “NH agricultural cooperative.”