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(영문) 서울고등법원 2021.02.04 2018나2039233

보험금

Text

1. Revocation of the first instance judgment.

2. The plaintiff's claims against the defendants are all dismissed.

3. The total cost of the lawsuit.

Reasons

1. Basic facts

A. The status of the parties 1) The deceased is the mother of the deceased D (hereinafter “the deceased”), and the Plaintiff is the deceased’s child who is the deceased’s mother.

2) The Defendants are insurance companies established for the purpose of running insurance business, etc.

B. 1) On July 1, 2013, the Deceased subscribed to the E insurance (contractor: FF Financial Cooperative, the Deceased, and the Insured: the period of insurance from July 1, 2013 to June 30, 2014; 40 million won: the death insurance amount; and 40 million won) and the G insurance on December 8, 2013 (contractor and the Insured: the Deceased and the Insured: the period of insurance from December 8, 2013 to April 8, 2014; and the death insurance amount of death:20 million won).

2) On February 28, 2013, the Deceased purchased an insurance policy (H insurance (contractor and the insured: from February 28, 2013 to February 28, 2072; injury insurance amount: KRW 70 million: 70 million) from the Defendant C (hereinafter “Defendant C”) (hereinafter “contractor”) on February 28, 2013, and from July 1, 2013 to July 1, 2013, I Insurance II (contractor: FF Financial Cooperative, the Deceased, and the Insured: the insurance amount: KRW 30 million); the death insurance amount from July 7, 2013 to July 1, 2014; the insured (contractor: the insurance period: the insured: the insured: the deceased; the deceased; the deceased; the deceased; the deceased; the July 27, 2014 to 70,700,700).

(c)

1) The deceased died on March 1, 2014 (hereinafter “the instant accident”) while serving three months in the Republic of Korea as a staff member of the KJ, and died on March 1, 2014 (hereinafter “the instant accident”). 2) Around that time, the Ministry of the Interior’s Department of Law and Medical in the Philippines performed autopsy on the deceased, and the deceased stated on the deceased’s death certificate that “the deceased was carrying out the autopsy of the deceased, and it was proved that the cause of the death was “Aphyxi” (hereinafter “the death certificate of this case”). In addition, on April 28, 2014, the Ministry of Health and Welfare stated that “the cause of the death of the deceased was a body of the deceased, and it was a person who was a deceased’s body of the RWD.” (hereinafter “the death certificate of this case”).