However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

1. Forging a private document;

A. On December 26, 2014, the Defendant, at the Defendant’s residence located in Daegu Northern-gu C101, on December 26, 2014, visited the Defendant’s website of the Social Loan Co., Ltd. (hereinafter referred to as “E”) and downloaded the format file of the loan transaction contract printed out on the website, and signed on the column of the amount of the loan limit on the printed paper “30000”, “34.9%”, “34.9%”, “D”, and “E” and “E” in the column of the contract date, and signed on the E name.

For the purpose of exercising, the Defendant forged one copy of a loan transaction agreement in the name of E, a private document on rights and obligations.

B. On May 28, 2015, the Defendant: (a) drafted around May 28, 2015, at the Defendant’s residence located in Daegu Northern-gu C101; (b) entered the form of a loan transaction agreement printed out by accessing (ju) the website directly via the computer and downloading the file of the loan transaction agreement printed out; and (c) signed the loan in the column of major contract terms and conditions of the site printed out; (d) “Year 28, 2015”; (c) “Year 34.90%) in the autonomous column; and (d) in the column of the amount of the loan amount, the Defendant signed the loan in compliance with the name stated in the said sheet.

For the purpose of exercising, the Defendant forged one copy of a loan transaction agreement in the name of E, a private document on rights and obligations.

2. Exercising the relevant investigation document;

A. On December 26, 2014, the Defendant committed the crime, at the time, place, etc. described in paragraph (a) of Article 1, sent a copy of the forged loan transaction agreement to employees under the name of the social loan company, as if the document was duly formed, and exercised it by mail.

B. The Defendant, on May 28, 2015, served on the date, time, place, etc. set forth in paragraph (b) of Article 1-1 on the part of the Defendant who committed the crime by mail, as if he were the document duly formed one copy of the forged loan transaction agreement (ju).