(However, the “creditor” is deemed to be the “Plaintiff” and the “debtor” to be the “Defendant”). 2. The judgment that the applicable provisions of law apply mutatis mutandis (Article 208(3)2 of the Civil Procedure Act, the Defendant only raised an objection against the payment order in a formal manner, and did not submit a specific written response and did not appear on the date of pleading).