When the defendant does not pay the above fine, 100,000 won.

On October 29, 2018, the Defendant called “on the front side of the original city B, the Defendant would repeatedly create and implement a loan by sending a e-mail card,” and sent one e-mail card connected to the Defendant’s name CF account (D) via Kwikset service article.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to E by the police;

1. Application of Acts and subordinate statutes on response to financial transaction information;

1. Relevant Article 49(4)2 of the Electronic Financial Transactions Act and Articles 6(3)2 and 6(3)2 of the same Act concerning criminal facts and the selection of fines;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Circumstances unfavorable to the sentencing of Article 334(1) of the Criminal Procedure Act: The means of access transferred by the defendant was used for the crimes of singing.

A favorable circumstance: The defendant expected an intangible benefit that he/she can get a loan and transferred the means of access. There are reasons to consider the crime as a crime and an motive in particular.

The defendant transferred one means of access.

The defendant was not able to take advantage of the crime of this case.

There is no record that the defendant is subject to criminal punishment for the first offense.

Other circumstances, such as the age, character and conduct, the environment, the motive and background of the crime, the result of the crime, and the circumstances after the crime, etc., which are the conditions for the sentencing as shown in the arguments in this case, shall be determined as the sentence as