1. The Korea Credit Guarantee Fund established under the Credit Guarantee Fund Act on the Defendants’ Status and Basic Facts guarantees the obligations of enterprises which lack security capacity by providing funds (the Government and financial institutions as the basic fund) to facilitate corporate financing and contribute to the balanced development of the national economy by establishing a sound credit order through the efficient management and operation of credit information, and guarantees the transactions of approximately KRW 39.20 billion at national small and medium enterprises.

The Credit Guarantee Fund is operating the B2B guarantee system in order to revitalize electronic commerce and enhance corporate transparency by removing the uncertainty of recovery of non-faced transactions made online.

B2B Guarantee System is operated in the form of corporate purchase financing loans on the basis of real commercial transactions.

In other words, when the goods purchasing company (purchase company) wishing to obtain a loan for corporate purchase enters the electronic purchase contract into the online market (MP) and the goods selling company (seller) enters into a mutual transaction by submitting an electronic sales contract, MP transfers the information on the transaction to the Rowawa of the Korea Credit Guarantee Fund, and the Korea Credit Guarantee Fund re-transfer the information to the bank.

Since then, the bank shall directly transfer the loan to the account of the goods seller (seller) within the limit guaranteed by the Korea Credit Guarantee Fund, and the goods buyer (seller) shall pay to the bank the amount of the goods within the period of six months to one year.

Defendant

B is the representative director of F Co., Ltd. (hereinafter referred to as “F”) established for the purpose of wholesale and retail sales business, etc. of agricultural and livestock products in Ansan-si, Ansan-si, and is currently working for G Co., Ltd. (hereinafter referred to as “G”), and Defendant A is working for H at the time of harmony.