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(영문) 광주지방법원순천지원 2017.09.14 2016가단81212

보험계약무효확인등

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1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On July 31, 2007 and December 4, 2008, the Plaintiff entered into an insurance contract with the Defendant as indicated in the “Indication of the Insurance Contract” (hereinafter “each of the instant insurance contracts”) and each of the instant insurance contracts on July 31, 2007, “the instant First Insurance Contract” and “the instant Second Insurance Contract” on December 4, 2008. Each of the instant insurance contracts includes a special agreement that guarantees the daily amount of hospitalization when the Defendant, the insured, suffers from injury or disease.

B. From November 21, 201 to November 30, 201, the Defendant paid insurance proceeds and the occurrence of an insurance accident to the Plaintiff, as well as was hospitalized in B’s Council members on the ground of the engine infection, and as indicated in the attached Table “the details of hospitalization treatment” from November 21, 201 to July 11, 201, the Defendant was hospitalized for 488 days in total at each hospital. In accordance with the instant insurance contract, the Defendant received KRW 29,372,797 in total as the insurance proceeds from the Plaintiff’s hospitalization daily allowance, etc. according to the instant insurance contract.

C. The contents of the insurance contract concluded by the Defendant as the insured before and after the conclusion of each of the instant insurance contracts are as indicated in the separate sheet of “the current status of insurance where the Defendant is the policyholder and the insured.”

[Basis ground for recognition] A without dispute, Gap evidence Nos. 1, 2 (including branch numbers; hereinafter the same shall apply), Eul evidence Nos. 4, 5, and 6, Eul evidence Nos. 4, 5, and 6, and the purport of this court as a result of this court's order to submit each financial transaction information to Heal Insurance Co., Ltd., interesting life insurance Co., Ltd., interesting life insurance Co., Ltd., Korea Life Insurance Co., Ltd., Korea Post Information Center, Postal Information Center, Mzz marine insurance Co., Ltd., Aalbio Life Insurance Co., Ltd., Eabio Life Insurance Co., Ltd., Ltd., Dral life insurance

2. The gist of the Plaintiff’s assertion is that the Defendant covered insurance contracts through multiple insurance contracts.