However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

1. No person who violates the Electronic Financial Transactions Act shall lend any access medium while receiving, demanding or promising any consideration in using or managing the access medium;

Nevertheless, on March 6, 2018, the Defendant would pay KRW 12 million if he/she lends four accounts to another person in the name in front of the Home Packer's name in front of the Home Packer's transfer Dong in Suwon-si, Suwon-si.

“On the proposal of “,” two (D, E) bank accounts in the name of the Defendant’s former wife C, one of the Agricultural Cooperative accounts in the name of the Defendant, one physical card in the name of the Defendant, one of the community credit cooperative accounts in the name of the Defendant, and four (G) physical card in the name of the Defendant, through Kwikset Services, and the account number and password were informed.

Accordingly, the Defendant promised to pay the price, and lent the approaching media.

2. On March 6, 2018, the name and the Buddhist person, who was the cause of the organization of the crime of embezzlement telecommunications financing fraud (one name “Ssing”), accused the victim by means of the phishing crime committed by phoneing the victim to the lending institution or the investigative agency at an insulous location on March 6, 2018, and caused the victim to remit the amount of KRW 15 million to the account (I) of H’s bank account secured in advance to be used for the crime on March 6, 2018, and immediately remitted the amount of KRW 6 million to the Saemaul Bank (G) account in the name of the defendant.

On March 7, 2018, the defendant kept 6 million won deposited in the accounts of the Saemaul Treasury in the name of the defendant, and transferred all of the above amount from the Saemaul Treasury in the Suwon-si transfer-dong around Suwon-si around 09:00 on March 7, 2018 to the Kakao Bank Account in the name of the defendant's former address C and used it voluntarily for the personal purpose, such as paying the card price.

Accordingly, while the defendant kept the victim's property, he arbitrarily used it and embezzled it.

Summary of Evidence

1. Partial statement of the defendant;

1. A protocol concerning the suspect examination of the accused by the prosecution;

1. The prosecution and the police for C, respectively.