채무부존재확인
1. On October 29, 201, the Defendant-Counterclaim Plaintiff (Counterclaim Plaintiff) is front of a tin school located in Seongbuk-dong, Seongbuk-gu, Seoul, Seongbuk-gu.
A principal lawsuit and a counterclaim shall be deemed simultaneously.
1. Basic facts
A. The Defendant concluded two insurance contracts with the Plaintiff as shown in the separate sheet (hereinafter “each of the instant insurance”).
B. At around 18:00 on October 29, 2010, the Defendant, on a bicycle, was faced with an accident (hereinafter “instant accident”) involving the Defendant’s bicycle going forward from the front of tin-dong, Seongbuk-gu, Seongbuk-gu, Seoul, who was driving ahead of the road in front of tin-dong, in the direction of a two-way direction from the front of the front of tin-dong.
C. As to the injury suffered from the accident above at B Hospital on the same day, the Defendant was diagnosed at B Hospital Nos. 6, 7, 5, 5, 3, 3, 3, 3, 4, 4, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 6, 6, 6, 6, 6, 7, 7, 7, 8, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 5, 1.
E. The relevant provisions of each of the instant insurance clauses are as follows.
Article 16 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insured the insurance money agreed upon to the beneficiary (person who receives the insurance money) when any of the following events occurs to the insured:
1. When each disability payment rate set forth in the Disability Classification Table (See attached Table 1) is less than 80% as a direct result of an injury during the insurance period indicated in an insurance policy, the payment rate set forth in the General Disability Benefit Classification Table shall be multiplied by the amount of insurance coverage.