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(영문) 광주지방법원 2016.10.05 2016나50258

보험에관한 소송

Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Reasons

1. The reasoning of the court's explanation concerning this case is as stated in the reasoning of the judgment of the court of first instance, except for the alteration of part of the grounds of the judgment of the court of first instance as follows. Thus, it is citing it as it is by the main text of Article 420 of the Civil Procedure Act

o 8 pages 1, 3, and 6 of the following 8 line "A" were changed to "The above evidence and evidence Nos. 1, 3 through 6" to "the above evidence and evidence Nos. 4, 12, and 3 were changed to "the above evidence and evidence No. 12-1" and "the total number of 12, 11 insurance were changed to "the defendant was excluded from the insurance contract that is not the insured (the plaintiff alleged to be excluded from the insurance contract)" and "the 647,133 won per month" of the 7, 8 line was changed to "510, 443 won," and "the above 4, 8 line was changed to "the above evidence and evidence No. 12", and the defendant did not appear to have purchased the above insurance premium No. 1, 200,000 won and the additional insurance premium No. 260,000,000 won were changed to "the number of insurance premium No. 2,0,0647, etc.

Although the defendant has subscribed to the nine insurances thereafter, it is necessary to judge whether a certain insurance contract is concluded for the purpose of illegally acquiring the insurance proceeds by examining each insurance contract individually.

2) The instant insurance contract includes various collateral matters, such as injury and death, death of disease, injury and medical expenses, aggregate diagnosis and operation expenses, video diagnosis and operation expenses, criminal agreement, legal defense expenses, and liability for daily life, in addition to the security matters that guarantee daily allowances, such as injury and hospitalization expenses and hospitalization expenses. Of the premiums, the amount equivalent to the insurance premium is also about the security matters other than the above daily allowances. 5th and 4th and 5th and 4th.