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(영문) 광주지방법원 2015.05.28 2014가합57107

채무부존재확인

Text

1. With respect to the accident described in paragraph 1 of the attached list, the plaintiff is based on the insurance contract described in the attached list 2.

Reasons

1. Basic facts

A. On September 24, 2008, the Plaintiff entered into an insurance contract with Nonparty D (hereinafter “the deceased”) as the insured (hereinafter “instant insurance contract”) as indicated in the attached Table No. 2 of the deceased’s insured status.

B. The contents of the instant insurance contract include death caused by general injury of the insured, and the statutory heir is designated as the beneficiary upon the death of the insured. The terms of the instant insurance contract stipulate that the beneficiary shall be paid the death insurance to the beneficiary in the event the insured died within 2 years from the date of the accident, as follows, due to a sudden and unexpected accident resulting in the bodily injury during the insurance period. However, the death of the insured due to suicide is excluded from the grounds for the payment of the death insurance.

[Undividend LIG well-being General Terms and Conditions ] Article 14 (Compensation for Damages) of the General Terms and Conditions 2, Section 14 (Compensation for Damages) of the General Terms and Conditions 2, 1, if the insured suffered bodily injury due to a sudden and remote accident during the insurance period, the insured is bound to compensate for the damage resulting from the injury in accordance with Chapters 1 and 2 (General Terms and Conditions Governing to General Terms and Conditions).

Article 15 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

1. The intention of the insured;

3. Intention's intention;

4. Self-injury by the insured, suicide, attempted suicide, criminal act under the Criminal Act or act of violence (Provided, That if it is recognized as self-defense under the Criminal Act, emergency evacuation, or legitimate act, compensation shall be made for it);

6. The insured's mental and physical illness or mental illness [1-1. A company under Article 2 of the General Terms and Conditions for the Death of Injury and Death [2]] of this Special Terms and Conditions shall be a non-distribution of the insured during the insurance period of this Special Terms and Conditions.

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