However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

No person shall, with respect to the use and management of a means of access, borrow or lend a means of access or store, deliver or distribute a means of access with the knowledge that such means are to be used for a crime or to be used for a crime.

Nevertheless, around January 29, 2019, the Defendant: (a) received a proposal from a nameless person who misrepresented the bank staff to the effect that “if sending the check, the Defendant would make a false statement of transactions of withdrawal from the check and get loans; and (b) would return the check; and (c) around that time, the Defendant sent a copy of the check card linked to the bank account in the name of the Defendant using Kwikset in front of the Defendant’s home located in Yongcheon-si B.

Accordingly, the Defendant knowingly lent the means of access used in electronic financial transactions.

Summary of Evidence

1. Defendant's legal statement;

1. E statements;

1. Application of Acts and subordinate statutes on the written statement by prosecution concerning the financial transaction information reply data;

1. Relevant Article 49 (4) 2 of the Electronic Financial Transactions Act concerning facts constituting an offense and Articles 6 (3) 2 and 6 (3) 2 of the Act on Electronic Financial Transactions;

1. Article 62 (1) of the Criminal Act;

1. 보호관찰 형법 제62조의2 양형의 이유 피고인의 체크카드가 보이스피싱 범죄에 이용되어 짧은 시간에 여러 명의 피해자들이 거액을 편취당하는 피해가 발생한 점, 아직까지 그 피해가 회복되지 아니한 점, 피고인이 2018년에도 소위 ‘작업대출’의 꾐에 빠져 접근매체를 대여하였다가 수사를 받은 전력이 있는 점 등을 종합할 때 죄책이 가볍지 않고 재범의 위험성이 우려되므로 엄중한 경고가 필요하여 징역형을 선택하되, 피고인이 이 사건 범행을 통해 실제로 얻은 이익은 없는 점, 대출빙자 사기조직의 꾐에 빠져 체크카드를 넘겨준 것으로 밝혀져 참작할 사정이 있는 점, 피고인의...