However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

No person shall borrow or lend a means of access, or keep, deliver or distribute a means of access, knowing that he/she is to be used for a crime or to be used in such crime.

Nevertheless, the Defendant would, on June 2018, engage in so-called so-called "illegal working loan extended to a financial institution by deceiving a financial institution by creating a false transaction performance by lending a cream card from a person who is not a deceased person on his/her name."

“On June 10, 2018, at around 16:00 of Jongno-gu Seoul Metropolitan Government, 172 and 201, ckwikseter sent one physical card connected to the B Bank Account (Account Number C) in the name of the defendant to the above name bearerer, and the password was notified to the above name bearerer through D Mesen and D Mesen.

Accordingly, the Defendant knowingly lent the means of access to the crime.

Summary of Evidence

1. Statement by the defendant in court (the third court date);

1. Statement to E by the police;

1. Certificates of deposit transactions;

1. The application of Acts and subordinate statutes to report on investigation (report accompanied by a copy of relevant case records);

1. Relevant Article of the Act on Criminal Facts and Articles 49 (4) 2 and 6 (3) 3 of the Electronic Financial Transactions Act (Options of Imprisonment with prison labor);

1. Article 62 (1) of the Criminal Act (Considering Circumstances, etc. favorable to the accused among the reasons for sentencing following the suspension of execution):

1. The reason for sentencing under Article 62-2 of the Criminal Act of the Probation and Social Service Order: (a) sent a physical card by allowing a defendant to use his/her account under his/her name while informing him/her of his/her password to facilitate the fraud by deceiving the money from the victim; and (b) the defendant sent a physical card under his/her name to an unspecified person on November 23, 2018 in cases of violation of the Electronic Financial Transactions Act, Seoul East East District Court 2017DaMa1538.